One of the first things you should do is to talk with a lender who will
Pre-Qualify you based on your income, debt ratio, and money available for
a down payment. This is a very easy thing to do, usually just a short phone
call away. This will accomplish two things: 1) We'll know the price range
in which to concentrate and 2) You'll be in a much better position to make
an offer and get it accepted if you're already pre-qualified.
The local lenders, below, know the areas and are used to the scenarios
of purchasing in the Keys. Generally it is easier to get the deal done
using a local lender, with a lot less hassle.
Fairway Mortgage Corp.
Contact Linda Luttrell, Loan Officer, toll free at 888-412-7040, or 305-743-3220
at her Marathon office. Cell: 305-395-0564. Fax toll free 888-857-6433.
P.O. Box 501620, Marathon, FL 33050-1620 Lindal@fairwaymc.com
First State Bank
Your Home for Mortgage Loans!" Contact our Residential
Lending Specialists today. Lower Keys -Jean Robinson at (305) 393-0715, Email: jeanr@keysbank.com.
Marathon contact: Ben Daniels at 305-395-2723. Key West contact: Brian Kelly
at 305-293-7126
Haven Funding
Contact Kelly Carter, 65 53rd Street, Marathon, FL 33050. Business: 305-289-1500.
Cell: 305-684-1948.
Keys Federal Credit Union
29975 Overseas Hwy. in Big Pine Key, FL. 305-515-0055(Direct), 800-895-7535.
Marathon office 305-289,7150. Key West office 305-294-6622. Contact Chris
King, Residential LoanConsultant at 305-395-2739.
Key West Bank
"Deep Roots, No Branches" means great service! Contact Joseph Clark,
Mortgage Origination Manager at (305) 294-3540, 701 Whitehead St., Key West,
FL. Email JClark@KeyWestBank.cc
Marine
Bank of the Florida Keys
Contact Ed Carey,Lending Specialist, (305) 872-2150, cell: 305-797-0434.
Email: ecarey@marinebankmail.com;
200 Wilder Road, Big Pine Key, FL 33043.
Orion Bank
Contact Heather Roberts, Residential Lender at 305-296-0016 or
Toll Free at 800-234-5397 in Key West. Email: heather.roberts@orionbank.com
Wells
Fargo Home Mortgage
Contact Ellen Benton, Private Mortgage Banker, at Wells Fargo Home Mortgage,
5625Strand Blvd #501, Naples, FL 34110. 239-592-7116 (office), 239-850-3348
(cell), 239-436-3711 (fax) 866-317-0226 (toll free), ellen.benton@wellsfargo.com
www.wfhm.com/ellen-benton
American Residential Mortgage Services Contact Scott Janke, Licensed Broker,
at 12703 Overseas hwy, Marathon, FL 33050. Cell: 305-481-4817, Fax: 866-588-1694,
Email: sjanke@armserv.net .
Call Patti Nickless for details
Patti Nickless, CRS, Broker Associate, Coldwell Banker Schmitt, Big Pine
Key, FL at 305-304-6949.
IT'S a GREAT TIME to BUY a HOME IN PARADISE